What health insurance plans cover the most patients in Indiana?
Who are the top 6 health insurance plans in Indiana in terms of number of patients covered? I believe Anthem is number one?
I am an RN in southern IN…The biggest group I see is medicaid and medicare…LOL…But I would say Hummana is a big one and then Blue cross blue shield
What health insurance is best and affordable for my wife?
We had a baby 3 months ago, but I am looking for health insurance that is good and affordable for my wife. Any suggestions?
Yea it sucks how our health-care system hasn’t caught up yet. It makes me furious. Anyhow, I’ve heard Blue Cross/Blue Shield is good and I believe it’s the most inexpensive. I had Cigna for a while and that was good. Health-Net is pretty good only if you don’t have any pre-existing conditions otherwise they really raise the premium. Look into Eatna as well. I’ve heard there a little more pricier in comparison to the others but I’ve also heard that they seem to cover more.
What would happen to health insurance companies if government take over the health insurance system?
Correct me if I’m wrong, but I heard that Obama is trying to push a public health system that will allow everybody to have health insurance no matter what pre existing conditions he or she may have.
If this is reached, what would happen to insurance carriers like Blue Cross, Blue Shield? Will we need these companies and health insurance agents?
They would definitely shrink, but they would still be around. Look at Medicare, they have supplement polices which the individual has to pay. If you think the government is going to pay for Heart surgery, Cancer treatment, you’re in for a rude awakening.
I have private health insurance and insurance from work?
I have private health insurance from blue cross blue shield, I also get blue cross blue-shield from the work I do for the state. If I was to use the insurance from my work would it be a conflict with the insurance I privately have? I was told that they would cancel each other out and I would lose my private insurance. Is this true??? I don’t really want to lose my private insurance for health and security reasons but I also don’t want to keep paying more if i don’t have to in the long run.
In most cases, you are paying too much for your coverage. You generally are best off just getting the bcbs plan from your employer. However, they can work together in some instances. If one is used as primary and then the other can pick up the co-pays at the doctor’s office and other things. I know one person who has a situation like this. However, this person has coverage from their own employer and their spouse’s employer. Their plan pays as primary, the other picks up everything except the annual deductible. Since the plans are written differently from each other, if they used the spouse’s plan as primary, then their own plan would pick up nothing as secondary. Since both plans are through the employers and that person has a lot of medical expenses, it saves money to have both plans on that one person. Since the spouse has few medical expenses, they only have one plan on that spouse. In most cases, your private medical insurance is going to cost you more to carry than the out-of-pocket maximum on the plan with the employer. In most cases, you would do well to carry only one plan.